No upfront fees. Clarion never charges an upfront fee. Your only out of pocket cost will be the cost of the appraisal and we ask the borrower to prior to the inspection.

Clarion Mortgage is proud to offer guaranteed rates and guaranteed lender fees.  Your rate and lender fees are guaranteed to not change from lock to close*.  Most fees seen on a good faith estimate are third party fees and are fixed by that party.  Your fees will not change unless you wish to change the program, rate, term or investor. 

Here at Clarion we take rate quotes seriously.  Third party fees such as processing, doc prep, title and notary are the result of much shopping and using our great volume of business to offer you the borrower the lowest fees possible.  Of course, in most cases, borrowers are free to choose their own title company. 

It's important to know that other charges seen on the good faith estimate are not fees such as taxes, homeowners insurance and HOA dues.  These are charges out of the control of Clarion and are subject to change.  How much you will have to add to funds needed to close will depend on if your loan is a purchase or refinance?  You may need to bring up to 14 months of homeowners insurance to closing in both cases. When refinancing, your insurance anniverary date and taxes due date can influence the amount of money needed to impound if you are setting up and impound/escrow account?

Many of these details can be explained by calling 888-384-7787 and speaking with your loan officer.